If you are and don't already know or are new to the 'house bashing' game, be aware that on each plot you complete,  5% retention will be held back on your payment.  So for every £100, the contractor will hold back £5.


Sounds OK?  Well, here's the problem:  


On many residential developments, half of this retention is released only upon practical completion of the LAST PLOT OF THE WHOLE DEVELOPMENT and quite often the other half

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